1489篇文章
周末又要到啦
小思和东宁如期而至！
小思
东宁
还记得上期和大家
一起聊的Ramadan吗？
今天小思和东宁要带咱们去看什么呢？
节日？装备？还是电影？
据小编了解好像都不是哦~
不剧透了，一起来看吧！
Let's GO!
出镜人员
陈 思
郑东宁
郑鹏飞
李梦娇
01
SCENE ONE
01
咱们单位新来个妹子，天天加班~
是吗？都干啥呢？
我也不好意思问呐，让鹏飞看看去！
我看行！走
02
SCENE TWO
02
Hi, Amy, what are you doing ?
Hi，I am doing a financing plan.
The financing plan? Is this used for market development？ I heard that in recent years, with the changes in the overseas market situation, our market development model is diversified.
（融资方案？是用来市场开发的么？我听说最近几年，随着市场形势的变化，咱们海外市场开发的模式也越来越多样化。）
Exactly, especially in Africa, it has abundant oil & mineral resources in there, so we have many opportunities to carry out EPC projects. However, due to financial and technical constraints, most of projects are still concept.
（是的。特别是非洲地区的资源储量高，油气行业的工程建设市场潜力巨大，所以我们有很多机会去开展EPC业务。然而由于资金和技术的限制，所以许多项目仅仅是设想或者计划。）
Technical? This is our specialty. According to what you said, if we help these African countries solve the problem of funding, it is means we can turn these concept or ideas into reality？
（技术?那是咱们的专长。如你所说，如果能够帮助非洲兄弟解决了资金的问题，那咱们是不是就能帮助他们把设想变为现实了呢？）
Yes, you are right, this iswhat are wedoing now.
In particular, the Belt and Road and China-Africa Fund for industrial corporation promulgated by Chinese government are helping African countries to collect support from Chinese banks and solve the funding issue.
（对啊，我们现在就是在做这个事情。特别是中国政府颁布的一带一路和中非产能合作基金，就是在帮助非洲国家获得银行支持，解决资金问题。）
But, what kind of benefits can bring to us, I mean bring to CPP?
Of course we have! African countries should sign an EPC contract with us firstly, after that with CPP help, they may receive financial support from China. Once the funds are in place, we can start EPC work immediately.
（当然有了！非洲政府首先要和我们中国的承包商签订EPC合同，然后协助他们获得中国的资金支持。一旦资金到位，我们就可以开始施工了。）
It sounds like a loan process. For example, its kind like buying a house with a loan. The bank should check flow of salaries, and mortgage the house to the bank before they lending.
（听起来很像贷款流程。就像我们买房子贷款一样，银行要看我的工资流水，还要我把房子抵押给银行才能贷款。）
Yes, but another point is not the same as buying a house with a loan. Before bank lending, they ask contractors buy sinosure insurance and transfer the equity to banks.
（是呀，其实和买房贷款的区别是，银行在放款前，需要承包商投保SINOSURE的保险，并将权益转让给银行。）
The sinosure? Is this short for China Export & Credit Insurance Corporation?
（是中国出口信用保险公司么？）
Yes, it is, it’s a policy-based insurance institution funded by government to protect Chinese companies from going abroad. Two options should be adopted to conduct risk assessment, by Sinosure from borrower, guarantor and project cash flow.
For example, acceptable guarantee methods of M/LT export credit insurance are sovereign credit guarantee, bank credit guarantee and corporate credit guarantee.
（是的，它是由国家出资成立，为中国企业“走出去”保驾护航的政策性保险机构。中信保一般评估项目借款人、担保人、项目现金流三项，只要有两项满足要求即可承保。比如，中长期出口信用保险可接受的信用主体和担保方式有：主权信用、银行信用、公司信用和结构化担保措施。）
Ok, make sense. We can recommend this insurance to the owner as a way to help them get financing.
（哦，知道了！我们可以把中长期出口信用保险推荐给业主来帮助他们融资啊。）
Yes, it is one of the most common ways we used.
It covers risks in relation to the collection of deferred payment by exporters, the account receivable by financial leasing companies, and the recovery of loan principal and interest by financial institutions. The tenor is normally 2 to 15 years.
（是的，这是我们最常用的一种融资方式。它可以覆盖出口商延期收款的风险，融资租赁公司应收账款产生的风险，以及金融机构回收贷款本息的风险，期限通常是2到15年。）
Sounds great. So please keep doing the financing plan.
No problem.
03
SCENE THREE
03
哎呀！这么重要的工作呢！
是啊，投融资工作不仅重要，它还需要付出很多的辛苦呢！你听明白了吗？
没听明白，光看脸了！
没毛病，老铁。
Tips
Financing plan 融资方案
Belt and Road 一带一路
China-Africa Fund for industrial corporation
(CAFIC)
中非产能合作基金
Sinosure 中信保
Sovereign credit guarantee
主权信用担保
Bank credit guarantee
银行信用担保
Corporate credit guarantee
公司信用担保
M/LT Export Credit Insurance
中长期出口信用保险
Deferred payment
延迟付款
Account receivable
应收账款
Loan principal and interest
贷款本息
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